New Bank Fees Push More Americans to Credit Unions

They are too many visible as well as "hidden" fees we face everyday with big banks. Melrose FCU charges no fees for checking accounts and conducts its operations in the most transparent manner. If you have kept you checking account elsewhere because of perceived convenience, THINK AGAIN!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. We recommend that you request a report at four-month intervals rather than requesting all three at once. This enables you to track your report several times throughout the year.

This interactive site lets you explore all the facets of debit card use.

This site, maintained by the Federal Reserve Board, provides answers to some of the most common, and most important, questions about credit.

The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace.

A one-stop toolbox of educational information and personal finance tips designed to help you make smart financial decisions and better choices for your money.

How can you be sure all of your money is NCUA-safe? Use the e-calculator on this site. It only takes a few minutes to enter your information, find out if you are currently 100% protected, and if not, what to do.

Don't Tax My Credit Union