myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.www.annualcreditreport.com
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. We recommend that you request a report at four-month intervals rather than requesting all three at once. This enables you to track your report several times throughout the year.www.federalreserve.gov
This site, maintained by the Federal Reserve Board, provides answers to some of the most common, and most important, questions about credit.www.ftc.gov
The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace.www.mycreditunion.gov
A one-stop toolbox of educational information and personal finance tips designed to help you make smart financial decisions and better choices for your money.